JMFA Announces Rebranding to ADVANTAGE, powered by JMFA and Expands Consultation Services

JMFA, a leading provider of financial services consultation, is thrilled to announce a significant milestone in its evolution. As part of our commitment to better ...

Overdrafts: Service Fee or “Junk” Fee?

Despite the headlines, responsible overdraft service fees are miles away from being “junk fees.” Here’s how to spot the differences.

Why DIY Overdraft Programs Fall Flat

Handling overdrafts and NSF (Non-Sufficient Funds) remains a supervisory priority. Discover five compelling reasons why choosing a do-it-yourself (DIY) strategy could lead to underperformance. Is ...

Exciting Insights from the Latest ABA Survey on Overdraft Services

The American Bankers Association released a new survey offering insights into consumers' perceptions of and value of overdraft services. Learn five key takeaways from the ...

Five Overdraft Best Practices for Stronger Relationships

An overdraft program that follows industry best practices can help build life-long loyalty. Are you offering a responsible overdraft service that offers value?

Avoid risks with your overdraft program by acting now

Despite no new guidance from the CFPB, regulators are emphasizing the need to evaluate and review overdraft services. Is yours up to date with the ...

Banker speaking with a customer about overdraft

Algorithm-based overdraft protection lacks disclosure and transparency

Learn why algorithm-based overdraft programs are risky business for financial institutions and their account holders — and why full disclosure, transparency, and fixed limits comply ...

What Are You Waiting For? road sign

Is it time to evaluate your overdraft program disclosures?

If you think your overdraft disclosures only need to be reviewed after new rules or guidance is issued, you could be caught off guard by ...

Everybody loses without access to overdraft services

Taking away overdraft solutions only adds to consumer stress and makes it harder for financial institutions to help improve account holders' financial health.


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