Overdraft programs have received much attention recently. From regulatory scrutiny and class-action lawsuits, to media coverage and legislative efforts, community banks and credit unions are questioning their overdraft practices.

But the real question is simply, “Is your overdraft program a pro-consumer, 100% compliant service that adds value for your account holders?”

As new issues emerge it’s important to stay on top of regulatory guidance and industry best practices.

In this e-book, you’ll learn about:

• Industry hot topics such as re-presentment and AP/SN disclosures and fees
• Key risk areas for formal and informal overdraft programs
• Compliance best practices to put into place