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Account Engagement Program

ADVANTAGE DIRECT Engagement Lifecycle Program

You won the account.
Now win the relationship.

The account is open. What happens next decides whether it becomes a lasting relationship — or goes quiet.

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Chart showing ADVANTAGE Direct sustaining account holder engagement over 180 days compared with a typical onboarding drop-off after Day 90.

THE ONBOARDING GAP

A welcome message isn’t an onboarding strategy.

Opening a new account is only the beginning. Industry research suggests that as many as 60–70% of new accounts may fail to fully activate within the first 90 days, before account holders build everyday habits or see your institution as their primary relationship.

New accounts may remain open but underused.

Account holders may never adopt the services that build long-term usage.

Another provider may remain the default financial relationship.

From onboarding to engagement

A managed 180-day lifecycle framework.

Most onboarding programs lose momentum after 90 days. ADVANTAGE Direct keeps building the relationship through a full 180-day journey — supporting activation, usage, and long-term engagement.

90 days builds the habit. 180 days secures the relationship.

FIRST 90 DAYS · BUILD USAGE HABITS

Phase 01

Onboard

Welcome, account setup, establishing confidence

Phase 02

Activate

Key actions that build usage habits

First 90 Days Day 30 Day 90
NEXT 90 DAYS · SECURE THE RELATIONSHIP

Phase 03

Deepen

Product awareness and relationship growth

Phase 04

Retain & Grow

Loyalty, cross-sell, and long-term engagement

Day 90 Day 180

Touchpoints are strategically deployed across the journey. Illustrative program framework.

The outcome

Stronger relationships. Lasting impact.

Opened to active

New accounts move from opened to active — with meaningful first steps that build lasting habits.

Everyday usage

Consistent engagement encourages use of the services that build daily financial habits.

Stays their PFI

Ongoing communication helps build trust, connection, and long-term relationship value.

From first steps to lasting loyalty — ADVANTAGE Direct helps build relationships that grow.

Managed Execution

Turnkey content. Branded delivery. Managed execution.

ADVANTAGE Direct handles the strategy, content, fulfillment, and reporting, so your team stays focused on serving account holders and growing your institution.

What you get with ADVANTAGE Direct

  • Strategic lifecycle framework, onboarding through retention
  • Branded email and letter touchpoints
  • Multi-channel delivery
  • Performance analytics and insights
  • Dedicated program management

Why it matters for your institution

  • Stronger relationships from day one
  • Increased product adoption and usage
  • More cross-sell and wallet share
  • Reduced attrition and account dormancy
  • Performance visibility you can act on

Next Steps

See what a 180-day lifecycle could look like.

Schedule a discovery call to review the framework, identify onboarding gaps, and explore how ADVANTAGE Direct could support your institution’s engagement goals.

  • Review your current onboarding experience
  • Identify opportunities to improve activation and retention
  • See how a managed engagement program could support your team