CFPB Takes Bold Step with Overdraft Lending Rule

Learn more about the CFPB's Proposed Rule, "Overdraft Lending: Very Large Financial Institutions," and how it will impact our industry.

How does your overdraft strategy impact account holders?

As you consider how best to strengthen account holder relationships going forward, be mindful that overdraft program transparency is crucial for creating a successful overdraft ...

Decoding the CFPB’s Overdraft and Non-Sufficient Fund Fees Survey

The CFPB released a new report highlighting consumers’ experiences with overdraft and NSF fees. While the report does not indicate any regulatory changes to overdraft ...

Navigating the evolving overdraft regulatory landscape

As regulatory scrutiny intensifies, learn more about what examiners are focused on, strategies to reduce consumer costs, and how to ensure fair overdraft fee practices.

Does Your Overdraft Program Check All The Boxes?

From regulatory scrutiny and class-action lawsuits to media coverage and legislative efforts, overdraft programs have received much attention recently. Community banks and credit unions are ...

JMFA Announces Rebranding and Expansion of Consultation Services

JMFA, a leading provider of financial services consultation, is thrilled to announce a significant milestone in its evolution. As part of our commitment to better ...

Overdrafts: Service Fee or “Junk” Fee?

Despite the headlines, responsible overdraft service fees are miles away from being “junk fees.” Here’s how to spot the differences.

Why DIY Overdraft Programs Fall Flat

Handling overdrafts and NSF (Non-Sufficient Funds) remains a supervisory priority. Discover five compelling reasons why choosing a do-it-yourself (DIY) strategy could lead to underperformance. Is ...

two people using mobile phone using person-to-person payment feature

Do Your Digital Offerings Meet Consumer Needs?

Enhancing your digital offerings in a rapidly evolving landscape will help meet consumer demands and expectations to stay competitive in the age of digital banking ...

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