Banner image about JMFA's Referral Program


When you Pay it Forward, so do we.

Give back to your community with the ADVANTAGE, powered by JMFA community outreach referral program

Thank you for choosing ADVANTAGE for your overdraft program! Your recommendation goes a long way with other financial institutions—and us. That’s why we created a referral program that rewards you with funds to help support the causes that matter most to you and your community.

It’s simple:


Share your success from ADVANTAGE’s comprehensive overdraft consulting services with your contacts at other banks and credit unions.


Contact your ADVANTAGE representative by email or phone to make an introduction.

Find your representative.


If the financial institution you referred becomes a new ADVANTAGE customer, we’ll notify you. Then, a non-profit of your choice will receive a $5,000 donation from your institution, courtesy of ADVANTAGE.

A Note From

John Cohron

“We have received wonderful feedback from our clients on the value of this program and the ability to support their local communities and charitable interests. Supporting our clients in the endeavors they deem important, and the communities they serve, is our sincere pleasure.”

– John Cohron,
Chief Executive Officer

Everyone wins with positive referrals

  • For every referral of yours that becomes our client, your financial institution will receive $5,000 to give back to your local community (or, $5,000 donated in your name directly to a non-profit organization of your choice).
  • You’ll spread goodwill in your community by giving back.
  • Your referrals will experience the ADVANTAGE difference with:
    • A written 100% Compliance Guarantee
    • Exceptional account holder service and satisfaction
    • An easy to understand, easy to use, fully disclosed overdraft program

Start spreading the word about OVERDRAFT PRIVILEGE® TODAY!
Contact your representative