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Overdrafts: Service Fee or “Junk” Fee?
Despite the headlines, responsible overdraft service fees are miles away from being “junk fees.” Here’s how to spot the differences.
DIGITAL WALLET: A key component to the contemporary financial institution
Demand for easier and more convenient ways for consumers to pay has rapidly put digital transformation as a higher priority for community banks and credit ...
Risks of a Dynamic Overdraft Limit Strategy
Any overdraft program these days faces an intense level of scrutiny. Learn more about the rise of dynamic limit strategies and potential risks based on ...
The Impact of Delaying an Overdraft Evaluation
Does a to-do list that never stops growing and a shortage of resources make it difficult to give your overdraft solution the proper attention? With ...
Make financial literacy a year-round commitment
Ongoing efforts to empower account holders with the confidence they need to maintain their financial health is essential to consumer-driven service.
Is your overdraft program free from bias?
Learn more about why relying on analytics or algorithms to determine who gets a specific service like overdraft protection, goes against regulatory expectations and could ...
White Paper: Now Is The Time To Redefine Your Overdraft Strategy
Sweeping market changes, higher consumer expectations and increased regulatory scrutiny underscore the need for a compliant, consumer-first overdraft solution. When an account holder experiences a ...
How valuable is overdraft privilege to consumers?
When your account holders have payments due or an emergency occurs before their next deposit, where do they turn? If they don’t have access to ...
Staff Spotlight: Jennifer Peoples Promoted to VP of Product Management
In her new role, Jennifer will supervise the Product Development, Implementation, Software Support, and Information Technology departments to ensure the technology support needs of both ...