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Everybody loses without access to overdraft services
Taking away overdraft solutions only adds to consumer stress and makes it harder for financial institutions to help improve account holders' financial health.
The Minimalist Mindset in Action
4 WAYS TO SAVE TIME & MONEY ON VENDOR CONTRACTS As we approach the mid-point of the year, for many it’s an opportunity to re-focus ...
Hsu Pushes Back on Overdraft “Junk Fee” Label
In recent remarks, Acting Comptroller of the Currency Michael Hsu says making overdraft programs and fees more consumer-friendly — not eliminating them entirely — should ...
How to acquire accounts and increase deposits with a limited staff
Learn how to overcome staffing shortages and win new checking account relationships without sacrificing your team’s valuable time.
Data Suggests New Overdraft Legislation Unnecessary
In 2022, overdraft fee revenue fell significantly for the largest banks compared to pre-pandemic levels, showing course correction is working without the need for new ...
Overdrafts: Service Fee or “Junk” Fee?
Despite the headlines, responsible overdraft service fees are miles away from being “junk fees.” Here’s how to spot the differences.
Tips for Finding New Savings
Learn more about getting much-needed savings from your vendor contracts. It's time to take the bull by the horns to ensure your bottom line is ...
Do consumers really have a need for overdraft services?
Do consumers really have a need for overdraft services? YES. Although it’s not an ideal situation to have an overdrawn account, research continues to show ...
The 3Rs of a successful consumer-focused overdraft strategy
Improving service quality, addressing account holders’ financial needs effectively, and building account holder loyalty can be simplified by integrating three basic components into your overdraft ...